Janata Bank Limited executes fund transfer by BEFTN (Bangladesh Electronic Fund Transfer Network) from all its branches with all other banks of this country.

BEFTN has started its 'Live Operation' on 28th February 2011 with the objective to decrease paper-based payment methods and encourage electronic payment methods for secured, faster & cost-effective transactions. The Network started with credit transactions and open for debits from 15 September 2011.

BEFTN facilitates the transmission of payments between the banks electronically, which makes it faster and efficient means of inter-bank clearing over the existing paper-based system i.e. BACPS. It is able to handle a wide variety of credit transfers such as payroll, foreign and domestic remittances, social security, company dividends, retirement, expense reimbursement, bill payments, corporate payments, government tax payments, social security payments and person to person payments. The system could handle debit transfers such as mortgage payments, loan payments, insurance premiums, utility bill payments, government tax payments, government licenses and fees.

EFT is gaining increasing popularity among the corporate and govt. bodies. Salary of more than 28 ministries and govt. offices are now paid through EFT. Listed public companies are paying their cash dividends through EFT network.